Should you bring cash to Las Vegas?

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The Ultimate Guide to Handling Money in Sin City

Las Vegas, known for its glittering lights, world-class entertainment, and extravagant casinos, is a city where money flows fast. But when you’re preparing for a trip to Sin City, one important question often arises: Should you bring cash to Las Vegas? In this guide, we’ll walk you through everything you need to know about managing your money in Las Vegas—from when to use cash to how to stay secure with your funds. Let’s dive into the world of casinos, tipping, and payments to answer the burning question: Is cash still king in Las Vegas?

Why Bringing Cash to Las Vegas is Still Relevant

In an increasingly cashless society, you might wonder why cash is still relevant in Las Vegas. With credit cards and mobile payments being widely accepted, you may think you don’t need cash. However, Las Vegas is an exception where cash plays a significant role. Here’s why:
  • Gambling: Cash is essential for playing in casinos, especially at tables where most require cash for buy-ins.
  • Tipping: From valets to cocktail servers, tipping in cash is the most convenient and appreciated form of gratitude.
  • Smaller expenses: Taxi rides, food trucks, and small purchases in Las Vegas often still rely on cash.

Gambling and Casinos: Why Cash is King

If you’re coming to Las Vegas with plans to hit the casinos, having cash on hand is a must. Although some casinos now allow digital transactions through apps and credit card advances, most gamblers prefer to use cash. Here’s why:
  • It’s easier to budget when you’re using physical cash. You can see how much you’re spending and make more conscious decisions.
  • Many table games require cash buy-ins, and getting chips is quicker when you have cash available.
  • Some ATMs in casinos charge high withdrawal fees, so coming prepared with cash saves you from paying those fees.

Tipping in Las Vegas: Cash is the Way to Go

Las Vegas thrives on service, and tipping is a big part of the culture. From the moment you land at the airport, you’ll encounter many situations where tips are expected. These include:
  • Valets: A couple of dollars when they retrieve your car.
  • Housekeeping: Leave $2-5 per day in your hotel room.
  • Cocktail waitresses: Tip $1-2 per drink, even if it’s complimentary.
  • Bellhops: Tip $1-2 per bag they carry to your room.
In many of these instances, cash is the easiest and most appreciated form of tipping. While some services might accept digital tips, the personal nature of handing over cash is still preferred.

Are Digital Tips an Option?

While cash remains the norm for tipping in Las Vegas, some hotels and casinos have introduced digital tipping options via apps or by adding a gratuity option on your receipt. However, digital tipping is still relatively new in Las Vegas, and cash remains the most straightforward method.

Can You Go Cashless in Las Vegas?

In recent years, Las Vegas has begun embracing cashless technology. From digital wallets to credit cards, many establishments have modernized their payment systems. But does this mean you can go entirely cashless?
  • Casinos: Although you can purchase casino chips with a credit card or through an app, cash remains the easiest option.
  • Restaurants and shops: Most places in Las Vegas accept credit and debit cards, making cash unnecessary for meals and shopping.
  • Public transportation: You can pay for taxis, rideshares, and buses with digital payment methods or credit cards.
While it’s possible to use cards and apps for many payments, you’ll still find situations where cash is more convenient or even required. For example, some smaller vendors, street performers, and tips often still rely heavily on cash.

Apps and Digital Payments in Las Vegas

If you’re committed to going cashless, here are some apps you’ll want to download before your trip:
  • PayPal/Venmo: For peer-to-peer transactions or paying friends back.
  • Apple Pay/Google Pay: Accepted at many stores and restaurants.
  • Cashless casino apps: Some casinos now offer apps that let you buy chips or transfer winnings directly to your digital wallet.
Even though these apps offer convenience, keep in mind that cash still dominates certain experiences in Las Vegas.

How Much Cash Should You Bring to Las Vegas?

Now that we’ve established that you’ll need cash for various situations in Las Vegas, the next question is how much cash should you bring? This largely depends on your spending habits, but here are some guidelines based on typical Las Vegas activities:

For Gambling

For the average tourist, you might want to set a gambling budget of around $100-$200 per day. If you’re a high roller or someone who plans to gamble extensively, adjust accordingly. Having a set amount of cash for each day allows you to manage your funds and avoid overspending.

For Tipping

Tipping is another area where you’ll need a fair amount of small bills. Plan to bring about $20-$50 in $1 and $5 bills per day for tipping.

For Dining and Drinks

Las Vegas offers a range of dining options, from budget buffets to high-end restaurants. You can pay for most meals with credit cards, but if you’re hitting the smaller eateries or food trucks, cash is the way to go. A good rule of thumb is to bring $50-$100 in cash per day for food and drinks.

For Nightlife and Shows

If you’re planning to hit the clubs or attend a show, you might also need cash for drinks, tips, and even cover charges. Some clubs still prefer cash at the door, and tipping the bartender is often faster with cash. Budget about $50-$100 for nightlife expenses.

Where to Get Cash in Las Vegas

If you find yourself needing more cash during your trip, don’t worry—Las Vegas has no shortage of ATMs. However, be mindful that ATM fees in casinos can be steep, often ranging from $5 to $10 per transaction. Here are some alternatives:
  • Bank ATMs: Stick to bank ATMs located inside hotels or nearby branches to avoid higher fees.
  • Casino Cage: You can also withdraw money directly from the casino cage, though this might involve additional fees or require you to show ID.
  • Prepaid cards: Consider bringing a prepaid card loaded with your budget to avoid carrying large amounts of cash.

How to Keep Your Money Safe in Las Vegas

Las Vegas is a bustling city, and while it’s generally safe, it’s always smart to take precautions with your money. Here are some tips for keeping your cash secure while you enjoy the city:
  • Use a money clip or hidden wallet: Keep your cash secure and hidden from pickpockets.
  • Don’t carry large amounts: Only take what you need for the day and leave the rest in your hotel room safe.
  • Split your funds: If you’re with a partner or friend, split your cash between you to reduce the risk of losing everything at once.
  • Use credit cards when possible: For larger purchases, such as dining or shows, opt for credit cards to minimize the amount of cash you’re carrying.

Las Vegas Scams to Watch Out For

As with any major tourist destination, scams can happen in Las Vegas. Here are some common scams to watch out for:
  • Street Performers: Some performers may aggressively ask for tips after taking a photo with you. Always be prepared to walk away if something feels off.
  • Card Snatching: Always hold onto your debit or credit card when paying at casinos or restaurants. Card snatching can happen quickly.
  • ATM Skimmers: Be cautious when using ATMs. Stick to machines in well-lit, secure areas.

Conclusion: Cash or Card—What’s Best for Las Vegas?

So, should you bring cash to Las Vegas? The answer is yes, but not exclusively. While you can use cards and mobile payments for most transactions, having cash on hand is essential for gambling, tipping, and small expenses. A well-rounded approach is best—bring enough cash for daily expenses, but rely on credit cards and apps for larger purchases and transactions. By planning your budget and knowing when to use cash versus cards, you’ll have a smoother, more enjoyable experience in Las Vegas. Whether you’re hitting the slots or indulging in world-class dining, make sure you’re prepared with the right mix of cash and digital payments to keep the fun going. Safe travels, and may the odds be in your favor!